Private Money Lending

Your deal deserves better terms than one lender can offer.

Capital Funding Brokers connects real estate investors to a network of private lenders. DSCR, fix-and-flip, ground-up construction. We shop the capital so you close the deal.

Submit a Loan Inquiry Explore Loan Products
$592K
Avg. Houston private money loan
3-5 days
Typical time to close
788+
Private lenders in Houston
1 call
To access them all
Loan Products
Three ways to fund your next investment.

Whether you're flipping a single-family, holding a rental portfolio, or breaking ground on new construction, we match the right capital to your strategy.

🏠

DSCR Loans

Qualify based on what the property earns, not your personal income. Perfect for scaling a rental portfolio without the tax return paperwork.

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🔨

Fix & Flip

Short-term bridge financing for acquisition and renovation. Close fast, renovate, sell at a profit. Designed for investors who move quickly.

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🏗️

Ground Up Construction

Build from scratch with financing structured for every phase. Land acquisition through vertical construction to stabilization.

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Direct lenders give you one option. We give you the best one.

Most private lenders in Houston are direct lenders. They lend from their own balance sheet, at their own rates, on their own terms. A broker shops the entire market on your behalf.

01

Multiple capital sources

We maintain relationships with dozens of private lenders, hedge funds, and capital providers. Your deal gets shopped to find the best fit.

02

Better rates through competition

When lenders compete for your deal, you win. We create leverage that a single direct lender relationship can't match.

03

Full lifecycle coverage

Flip a property, refinance into a DSCR hold, then fund new construction. One broker relationship covers every stage of your investment strategy.

04

Human expertise, not just algorithms

Every deal has nuance. We understand the Houston market and structure your loan to match the opportunity, not just check boxes on a form.

Direct Lender Broker
Capital sources 1 Many
Rate shopping No Yes
Term flexibility Limited Wide range
Product range Narrow Full spectrum
Borrower advocacy No Yes
Deal structuring Templated Custom
Houston Market
Built for the fastest-growing real estate market in Texas.

Houston adds 400+ new residents every day. That means demand for housing, renovations, and new construction that only private money can fund at speed.

5.4M+
Houston metro population
10.4%
Avg. private money rate (TX)
400+
New residents per day
89%
Flippers active in 2026

Every deal has the right lender. We find it.

Capital Funding Brokers exists because real estate investors deserve more than one lender's terms. We shop the Houston private money market so you get the capital that fits your deal, your timeline, and your strategy.

Get Started — Submit Your Deal